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Consolidate Credit Cards

Consolidate Credit Cards

This calculator will help determine whether debt consolidation is right for you. Enter credit cards, auto loans, and other loan balances and rates.

Consolidate Credit Card

Other Calculators

Credit Utilization Ratio

Credit Utilization Ratio

Your credit utilization ratio is the percentage of available credit you are using and is an important factor in determining your credit score.

To calculate your credit utilization ratio, gather your credit card and revolving loan statements and plug them into our credit calculator. 

Debt-to-Income Ratio Calculator

A debt-to-income, or DTI, ratio is derived by dividing your monthly debt payments by your monthly gross income.

To calculate your debt-to-income ratio, add up all of your monthly debts – rent or mortgage payments, student loans, personal loans, auto loans, credit card payments, child support, alimony, etc. – and divide the sum by your monthly income. 

Debt Income Ratio Calculator
Pay Off Calculator

Pay Off calculator

Paying off credit card debt can help you save money on interest and improve your overall financial well-being.

Use this calculator to see what it will take to pay off your credit card balance, and what you can change to meet your repayment goals.

Debt Income Ratio Calculator

Uptrend Academy

We have different courses to help you be on the right track to achieve Financial Independence and Success that start from the right knowledge on how to take good care of your credit.

Debt Income Ratio Calculator

Uptrend Store

We have different letter templates for your disputing needs that you can purchase individually or in a package together with the EBooks that we have for you.

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