Credit Education

Learn and understand the New Age of Credit and how you can leverage it to become financially independent. Credit Education is designed to boost your credit knowledge. From articles, to credit videos and free credit calculators, there’s always something for everyone.

Latest Article

Need help with your finances, but not quite sure where to start? Read our blog for financial guidance, tips, and more!

The Unpopular Opinion About Credit.

The Unpopular Opinion About Credit This is an unpopular opinion but Uptrend Credit Solutions will say it anyway… Most people are focused on their credit score but don’t even pay attention to their credit reports. Being cautious with your credit score only is like...
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Mortgage Qualification: How Do Mortgage Lenders Qualify?

Mortgage Qualification How does the Mortgage lender determine the qualifying score? This was developed for Creditors AND lenders to better understand the risks of approving someone’s loan application. The Borrower is then assigned a 3-digit code ranging from 300 to...
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Understanding The State Of Your Credit Score

Understanding The State Of Your Credit Score There are approximately 70.2% of American consumers have at least one credit card, and the average person has four credit cards with statistics proving that an estimated 55% of these consumers have debts on them. What’s the...
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Can Cryptocurrency Affect Your Credit Score?

Can Cryptocurrency Affect Your Credit Score? As you’re likely aware, there are a lot of factors that can influence your credit score. These include your bill payment history, the amount of debt you have, the length of your credit history, the types of credit on your...
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The COVID-19 Major Effect.

Oct 23, 2020 |

The checklist of obituaries for legendary locations permanently close as a result of COVID-19 seems to expand each day. One of the saddest...

Credit Video

In order for you to discover and learn more about the “New Age of Credit,” we have created a playlist on YouTube. Weekly updates are available, so keep checking back and we’ll see you there!

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Credit Calculator

Our Credit calculators can assist you in making financial decisions and answering financial questions: Prepare an estimate of when your debt will be completely paid off, assess the advantages of combining high-interest debt or devise a strategy to reduce your debt payments as quickly as possible.

Credit Utilization Ratio

Your credit utilization rate, sometimes called your credit utilization ratio, is the amount of revolving credit you’re currently using divided by the total amount of revolving credit you have available.

Debt-to-Income Ratio Calculator

Debt-to-income (DTI) ratio compares how much you earn to your total monthly debt payments. Crunch the numbers with our DTI ratio calculator and find out if you’re ready to apply for a home loan.

Consolidate Credit Card

Debt consolidation rolls your existing debts into one, ideally with a lower interest rate and shorter payoff time. This is often accomplished with a debt consolidation loan, but there are other ways to consolidate debt depending on your specific situation.

Pay Off Calculator

We’ll help you determine how many months it will take to free yourself from debt. Just input your current card balance along with the interest rate and your monthly payments.