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Debt-to-Income Ratio Calculator

Debt-to-Income Ratio Calculator

Debt-to-Income Ratio Calculator

Your debt-to-income ratio (DTI), along with your credit history, is a key factor in lending decisions.
A DTI below 20% is considered excellent.


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Manage your DTI: Check out our guide to lowering your debt or
26 ways to make more money.

Other Calculator

Credit Utilization Ratio

Your credit utilization ratio is the percentage of available credit you are using and is an important factor in determining your credit score.

To calculate your credit utilization ratio, gather your credit card and revolving loan statements and plug them into our credit calculator. 

Pay Off Calculator

Paying off credit card debt can help you save money on interest and improve your overall financial well-being.

Use this calculator to see what it will take to pay off your credit card balance, and what you can change to meet your repayment goals.

 

Pay Off Calculator

Consolidate Credit Card

Our debt consolidation calculator can help you decide if consolidation is right for you.

The calculator will suggest the best way to consolidate your debt and estimate your savings with a debt consolidation loan.

Debt Income Ratio Calculator

Uptrend Academy

We have different courses to help you be on the right track to achieve Financial Independence and Success that start from the right knowledge on how to take good care of your credit.

Debt Income Ratio Calculator

Uptrend Store

We have different letter templates for your disputing needs that you can purchase individually or in a package together with the EBooks that we have for you.

Ready to get started?