When filing a dispute, the most common item that you will receive is a “stall letter.”

Don’t be discourage to dispute. Once the credit company realizes that their stall letter is not working – what usually follows is a request for proof of your identity.

By having proof of identification on hand ahead of time, and a proven effective dispute letter, you can prevent the credit company’s efforts to stall for extended lengths of time.

2nd Round of ID Verification


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