You must be aware of the fact that credit inquiries are the lowest significant scoring factor on the credit report and they account for five points for every inquiry. However, if you are not careful, they can add up very quickly. Having too many credit inquiries could actually end up negatively impacting your credit report and credit score. So it’s important to know how credit inquiries work, and how you may be able to remove inaccurate or unauthorized inquiries from your credit information.
Use this letter to ask for the removal of credit inquiries.