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Complete the sentence below.
Credit monitoring is the same thing as your investments
Credit Monitoring allows you to place a FREE credit
What 3 components makes up your overall credit
Credit Scores is a good indicator of representing what’s on your Credit Profile.
What are examples of data that is listed on your credit report?
What is the first thing that you check on your adult report card?
Inquiries can give you an early indication of signs of fraud
What is NOT part of your Personal Identifiable Information listed on your credit report?
What is part of your Credit Profile?
What are the three types of credit?
An Installment account operates the same way as Revolving credit.
A Revolving line of credit allows consumers to borrow up to their credit limit without going through applications and approval process and also allows them to carry their _________ to the next month’s billing period.
An interest rate on a revolving line of credit is computed based on the amount that you have __________.
Installment credit is a type of loan in which you are required to make a _________ amount of payment on a set time frame.
Auto loans, mortgages and utility bills are examples of __________.
What are the important things you need to know about your report card/credit report?
What is considered as Personal Identifiable Information?
Inquiries are ____________ of a creditor or lender to determine if you qualify for availing their services.
_________ can help with determining if you are a victim of identity theft.
What are the three main principals?
The _________ are companies who gather information relating to the credit history and ratings of an individual and make the information available to financial institutions, creditors, lenders, etc.
The Vice-Principals are credit reporting agencies which collect _________ information.
The three main principals report the same credit grade. ______
The principals or credit bureaus system for reporting are always accurate.
________ is considered to be a good credit utilization score?
Soft Inquiries occur when you apply for a new loan, such as a mortgage, credit card, car loans, etc.
The 35% of your credit score as per FICO comes from _______.
The 30% of your score according to FICO comes from your credit mix which are the revolving and installment accounts.
All of your credit card history are being reported to all of the major 3 credit bureaus